Life insurance won't prevent death, but it can keep your family's dreams alive.

Life insurance is a building block of financial planning.  Much like the savvy business owner who insures valuable assets that produce income for the business, individuals should consider insuring their lives to protect their family's essential income.  In addition to income replacement, certain types of life insurance can help pay for long term care or build cash value to help fund retirement,.

Life insurance conversations can be challenging and easily put on the back burner.  Unfortunately, when you need life insurance the most, you typically can't get it.  Our goal is to work with clients to find the right amount and type of affordable life insurance coverage.  As independent agents, we're able to "shop" multiple carriers to find the right fit for our clients.  

Want to discuss your options today?

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Interesting Facts:

• Many would feel significant impact at the loss of primary wage-earner.  Half of the households in America would feel the financial impact from the loss of their primary wage earner in a year or less. In fact, over 40 percent would feel the impact within 6 months, including nearly 40 percent of households with an annual income of $100,000 or more. ¹

• Many people believe coverage is more expensive than it is. On average, consumers estimate the cost of life insurance twice as high as the actual price. ¹

• 30 percent of Americans know they need more life insurance. That boils down to more than 70 million people. Twenty-five percent wish their spouse or partner would purchase some or more life insurance. ¹

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1. According to LIMRA studies -  http://www.limra.com/uploadedFiles/limra.com/LIMRA_Root/Posts/PR/_Media/PDFs/2015-LIAM-Fact-Sheet.pdf